Leave OR Stay?

It’s time to talk about shares again. Last month, the sudden drop in the share market definitely shocked most retail investors. I know that some people lost more than 30% of their total investments in only 3 days. However, some of them might take the opportunity to get some bargains. As a small investor, it’s very important to know when you need to absolutely stay away from the market and when you need to keep staying to catch the fishes because small investor only has limited funds and sometimes a small mistake to them could lead to a dead end. Congrats to those wise and lucky people!

I only bought very small amount of shares during that bargain period because most of shares in my wish list didn’t go down to the prices that I prefer. Well, just wait for next time.

Currently I plan to sell some AirAsia X and Huayang shares in the coming days.

For AirAsia X, I always believe it will have a bright future. However, the buildup still needs some time and it causes the unstable share price as the fundamental is a bit weak although the oil price maintains in a low price range. The downside is 1) The economy hasn’t reached what people expected. 2) Some new routes will be introduced in months and initially it will drag the performance. I just hope the management could do it better than last year. No doubt that the management of AirAsia and AirAsia X is very good at control the cost. Continue reading Leave OR Stay?

Nov 6,the date for iPhone 6 & 6 Plus in Malaysia

The major three mobile service providers in Malaysia – Maxis, Digi and Celcom are all starting their pre-orders or register of interest for iPhone6 and 6 Plus on their websites.

Maxis is doing pre-order on the online store from midnight of Oct 31,2014 and the overwhelming responses seem to crush it quite badly. I feel that Maxis would be the first choice for many people who urge to get the phone asap because Maxis introduces “MIDNI6GT EXPRESS” service for pre-orders,meaning that as long as you’re in Malaysia,Maxis will deliver to you wherever you’re at midnight of Nov. 6th. No queueing OR camping needed this time. I believe that’s the reason why people prefer to choose Maxis – they all wanna get it earlier and steadily. However, currently we could not visit the preorder site yet,it’s still down as people are really crazy about it. You may know the details of the plans here.

Apple_iPhone_6___Maxis Continue reading Nov 6,the date for iPhone 6 & 6 Plus in Malaysia

Nexus 6 & more with Android 5.0

This time Google is a bit quiet to release the new flagship Android products-Nexus 6,Nexus 9 and Player.

Nexus 6 is built by Motorola. Thus you could easily find the same design elements from Moto X in this new toy.

Nexus_6_–_Google

The huge 6″ QHD AMOLED will definitely blow you away.Don’t forget it’s pairing with dual front-facing speakers.Adding Snapdragon 805 Quad-core 2.7 Ghz processor & Adreno 420 GPU to the heart,this one is just like a monster in the year. Continue reading Nexus 6 & more with Android 5.0

My investment portfolio – Oct 2014

investment portfolio oct 2014

Property market is booming in Malaysia as demand is still strong,especially in affordable housing sector,which Huayang is focusing.For the rich, they always think of getting a better living environment. Weida is new to property sector,but I saw the potential it has(the location of land bank). In my current portfolio,more than 60% are property related stocks. Continue reading My investment portfolio – Oct 2014

Facts of the property market in Malaysia

Property market is always a hot topic everywhere. In Malaysia,due to the fast increment of  urban population , the demand of the property is steadily going up. We can’t ignore some real facts:

  1. From 2010-2014, the average property price had raised about 300%-400%.
  2. From 2010-2014,the price range of the affordable housing projects developed by private sectors had increased from RM250,000 to RM600,000 in Greater KL area.

Base on that figure,if a person wants to buy one unit of so-called new affordable house in Greater KL area,he/she has to prepare RM60,000 cash for downpayment + RM10,000 for other charges including stamp duties,legal fees etc. and then applies loan for the balance.At the current interest rate,the monthly payment will be around RM2,600 with a 35-year housing loan. Well,if you wanna get approved from banks,you’d better to have net monthly income RM8,000-RM9,000 to fit their criteria. Continue reading Facts of the property market in Malaysia