PayPal is localized

From now on,Malaysian PayPal users can add Ringgit Malaysia to be your primary currency instead of those international currencies we normally use and withdraw your PayPal balance to your local banks.

PayPal balance in RM Are you willing to get that?Actually it’s quite simple.After several clicks,you can get what you see here.

1.Click ‘Manage Currency’ and it will be switched into the following page.

Add new currency 2.Go to ‘Select new currency’ and tick the one you want to add and press ‘Add Currency’.

3.After that,you can see your newly added currency is in the list.

If you want to withdraw funds to your local bank account,you have to add the bank information in your profile.I don’t teach you here because it should be the basic of PayPal users.The fees for transactions and withdrawals are listed below:

Fees for transactions Fees for bank withdrawals I think the charges are quite fair.I’m thinking this maybe is a signal from Bank Negara(the Central Bank of Malaysia) for slacking some currency policy so as to attract more foreign direct investment.I love the move! :)

A Trip to Singapore(1)

The tourism visa has been in my hand,so I have no doubt for the trip to Singapore.To do some preparations for the trip is very necessary and some booking work should always be ahead of any other procedures.

Firstly,I have to choose a travel method:by train,air or bus?

Thinking can’t help me much.Hence,I made some practices and did some comparisons:

Travel Method

ExampleTotal costs for return tripsDuration for a single trip (hour)Cost per hour(Based on return trips)
AeroplaneAIRASIARM500($143)*1RM250($71)
TrainKTMRM300($86)**8RM18.75($5.5)
BusAEROLINE***RM180($51)5.5RM16.36($4.7)

*The costs are calculated on the fares including taxes and other charges at scheduled time.

**The costs are based on availability of types of seats,averaged on the midrange of difference fares.

***This is a deluxe bus service which serves food and drinks and other creature comfort on board.

As I only have a limited budget,I have to make a decision on the travel method which can balance between cost and time.After making up the above table,by bus is an appropriate way obviously.

Additionally,if you can bear a boring and uncomfortable 7-hour trip on bus,you will have a much cheaper bus fare(probably 50% off on my current option).

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